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SBA Microloan Program

SBA LenderAccepting Applications

The SBA Microloan Program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. Loans are made through SBA-approved intermediary lenders — typically nonprofit community-based organizations with experience in lending and technical assistance.

Investment Range

$500 – $50K

Location

Washington, DC

Geographic Focus

National

Business Plan Required

Yes

Industry Focus
Small BusinessChildcareRetailFood & BeverageServiceCraftsTechnologyHealthcare
Preferred Business Stages
ideaseedearly
Eligibility Criteria
Business Plan Required
Revenue Required

Disqualifying Factors

  • Real estate investment
  • Passive income businesses
Ideal for startups and early-stage businesses that need small amounts of capital. Technical assistance and business training often required. Find your local microlender at sba.gov.

Ready to Apply?

Sign in to submit an inquiry. A completed business plan or grant application is required.

Get Your Document First

Contact

SBA Microloan Network

[email protected]

1-800-827-5722

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